Caution: If you decline medical plan coverage offered through the Hawaii Employer-Union Health Benefits Trust Fund

Posted on May 6, 2015 in . . . .

If you are in a benefits-eligible position and choose not to be covered by one of EUTF or HSTA VB’s medical plan options, remember that you must maintain medical plan coverage elsewhere or you can purchase health insurance through a Marketplace (, typically at the Marketplace annual enrollment in the fall each year.

Americans without medical plan coverage could have to pay a penalty when they file their personal income taxes. Visit the Health Insurance Marketplace for detailed information on individual shared responsibility payment penalty. If you choose to not be covered by a medical plan at this enrollment time, your next opportunity to enroll for EUTF or HSTA VB’s medical  plan coverage is at the next annual EUTF open enrollment time, unless you have a mid-year change event that allows you to add coverage in the middle of the plan year.