Notices

The health benefits available to you represent a significant component of your compensation package. They also provide important protection for you and your family in the case of illness or injury. As required by law, across the US, insurance companies and group health plans like ours are providing plan participants with a consumer-friendly SBC as ...
Read More Availability of Summary Health Information: The Summary of Benefit and Coverage (SBC) Document(s)

Employers are required by law to collect the taxpayer identification number (TIN) or social security number (SSN) of each medical plan participant and provide that number on reports that will be provided to the IRS each year. Employers are required to make at least two consecutive attempts to gather missing TINs/SSNs. If a dependent does ...
Read More Important Reminder to Provide the Plan with the Taxpayer Identification Number (TIN) or Social Security Number (SSN) of Each Enrollee in a Health Plan

IMPORTANT: After this open enrollment period is completed, generally you will not be allowed to change your benefit elections or add/delete dependents until next years’ open enrollment, unless you have a Special Enrollment Event or a Mid-year Change in Status Event as outlined below: Special Enrollment Event: If you are declining enrollment for yourself or ...
Read More Mid-Year Changes to Your Health Care Benefit Elections

Hospital Length of Stay for Childbirth:  Under federal law, group health plans, like this Plan, generally may not restrict benefits for any hospital length of stay in connection with childbirth for the mother or the newborn child to less than 48 hours following a vaginal delivery, or less than 96 hours following a cesarean section. ...
Read More Newborns’ And Mothers’ Health Protection Act Notice

Your medical insurance plans honor a valid qualified medical child support orders (QMCSO) in accordance with law. A Qualified Medical Child Support Order is a judgment, decree or order (issued by a court or resulting from a state’s administrative proceeding) that creates or recognizes the rights of a child, also called the “alternate recipient,” to ...
Read More Qualified Medical Child Support Order (QMSCO) and National Medical Support Notice

You or your dependents may be entitled to certain benefits under the Women’s Health and Cancer Rights Act of 1998 (WHCRA). For individuals receiving mastectomy-related benefits, medical plan coverage will be provided in a manner determined in consultation with the attending physician and the patient for: All stages of reconstruction of the breast on which ...
Read More Women’s Health and Cancer Rights Act of 1998 (WHCRA) Annual Notice Reminder

This COBRA CONTINUATION COVERAGE ELECTION NOTICE PAMPHLET contains important information and instructions regarding your health benefits continuation coverage under COBRA. You have recently experienced a COBRA qualifying event and may qualify for temporary continuation of health benefits under COBRA. If you fail to comply with these instructions, you may lose your eligibility for COBRA continuation ...
Read More COBRA Continuation Coverage Election Notice

Effective April 14, 2003, a Federal law, the Health Insurance Portability and Accountability Act of 1996 (HIPAA), as amended by the Health Information Technology for Economic and Clinical Health Act (HITECH), requires that health plans like the Hawaii Employer-Union Health Benefits Trust Fund (EUTF) group health plan (hereafter referred to in this section as the ...
Read More HIPAA Use and Disclosure of Protected Health Information

Cobra General Notice

Posted on Apr 27, 2015 in .

This COBRA GENERAL NOTICE contains important information and instructions regarding your health benefits continuation coverage under COBRA. If and when your health benefits coverage is terminated, this document becomes extremely important for you to protect your rights under COBRA. If you fail to comply with these instructions, you may lose your eligibility for COBRA continuation ...
Read More Cobra General Notice

Important Notice of Creditable Coverage from Hawaii Employer-Union Health Benefits Trust Fund (EUTF) About Your Prescription Drug Coverage and Medicare Please read this notice carefully and keep it where you can find it. This notice has information about your current prescription drug coverage with the EUTF and about your options under Medicare’s prescription drug coverage. ...
Read More Creditable Coverage Notice