EUTF Retiree – Overview

We appreciate the dedication and hard work you provided as a State or County employee that has earned you these retiree benefits. The EUTF Board of Trustees and EUTF staff are working hard to provide you with the best health benefit plans to take care of your healthcare needs in retirement.

Common Questions

Acquisition of Coverage

EVENT DESCRIPTION: Retiree or dependent gets coverage from another plan and wishes to cancel EUTF or HSTA VB plans

WHEN EC-2/EC-2H MUST BE SUBMITTED TO EUTF: Within 30 days from effective date of acquiring coverage elsewhere

DOCUMENTATION REQUIRED TO BE ATTACHED TO EC-2/EC-2H: Letter from carrier or employer detailing type of coverages enrolled in (i.e., medical, drug, dental, vision), effective date of coverage, and names of covered insured and/or dependents

EFFECTIVE DATE (All plans except UnitedHealthcare’s Medicare Advantage Plan): End of pay period in which retiree acquires coverage from a non-EUTF plan, except when the retiree acquires coverage from the non-EUTF plan on the first or 16th of the month, in which case coverage ends at the end of the prior pay period

EFFECTIVE DATE (UnitedHealthcare’s Medicare Advantage Plan): End of pay period in which retiree acquires coverage from a non-EUTF plan, except when the retiree acquires coverage from the non-EUTF plan on the first or 16th of the month, in which case coverage ends at the end of the prior pay period

CAN I CHANGE PLANS?: N/A

Birth

EVENT DESCRIPTION: Retiree wishes to add newborn to plans

WHEN EC-2/EC-2H MUST BE SUBMITTED TO EUTF: Within 180 days from date of birth

DOCUMENTATION REQUIRED: Birth certificate only if child has a different last name from employee. Social Security Number within 180 days of date of birth.

EFFECTIVE DATE (All plans except UnitedHealthcare’s Medicare Advantage Plan): Retiree can choose: birth date, beginning of the next pay period after birth date, or beginning of 2nd pay period after birth date

EFFECTIVE DATE (UnitedHealthcare’s Medicare Advantage Plan): No plan changes allowed if already enrolled. May enroll in plans if not already enrolled or may add dependents if already enrolled.

CAN I CHANGE PLANS?: N/A

Cancellation due to failure to comply with Rules

WHEN EC-2/EC-2H MUST BE SUBMITTED TO EUTF: N/A

DOCUMENTATION REQUIRED TO BE ATTACHED TO EC-2/EC-2H: Proof of compliance documentation provided to EUTF

EFFECTIVE DATE (All plans except UnitedHealthcare’s Medicare Advantage Plan): The date set forth in a notice to the retiree of his/her failure to comply with the Rules

EFFECTIVE DATE (UnitedHealthcare’s Medicare Advantage Plan): The date set forth in a notice to the retiree of his/her failure to comply with the Rules

CAN I CHANGE PLANS?: N/A

Death

WHEN EC-2/EC-2H MUST BE SUBMITTED TO EUTF: As soon as reasonably practical

DOCUMENTATION REQUIRED TO BE ATTACHED TO EC-2/EC-2H: Death certificate or copy of obituary as soon as available

EFFECTIVE DATE (All plans except UnitedHealthcare’s Medicare Advantage Plan): Date of death or last day of pay period in which death occurs for dependents

EFFECTIVE DATE (UnitedHealthcare’s Medicare Advantage Plan): Date of death

CAN I CHANGE PLANS?: N/A

Divorce

EVENT DESCRIPTION: Retiree must terminate spouse or civil union partner’s coverage

WHEN EC-2/EC-2H MUST BE SUBMITTED TO EUTF: Within 30 days of date of divorce. If EC-2/EC-2H is filed more than 30 days after date of divorce, retiree is responsible for claims incurred after the date of divorce

DOCUMENTATION REQUIRED TO BE ATTACHED TO EC-2/EC-2H: Pages 1 and 2 of divorce decree, along with signature page. If children are involved, those pages that outline health benefits for children

EFFECTIVE DATE (All plans except UnitedHealthcare’s Medicare Advantage Plan): First day of the first pay period following the divorce

EFFECTIVE DATE (UnitedHealthcare’s Medicare Advantage Plan): First day of the first pay period following the divorce

CAN I CHANGE PLANS?: No