FAQs

You may want to contact your plan and ask if they will reinstate your coverage; however, if your coverage was terminated for not making the payment within the grace period, ...
Read More If I did not make the premium payment on time and my coverage was canceled what can I do?

Who pays for COBRA coverage?

Posted on Apr 14, 2015 in

Your group health plan can require you to pay for COBRA continuation coverage. The amount charged to qualified beneficiaries cannot exceed 102% of the cost to the plan for similarly ...
Read More Who pays for COBRA coverage?

Under COBRA, participants, covered spouses and dependent children may continue their plan coverage for a limited time when they would otherwise lose coverage due to a particular event, such as ...
Read More Is a divorced spouse entitled to COBRA coverage from their former spouses’ group health plan?

If you are entitled to an 18 month maximum period of continuation coverage, you may become eligible for an extension of the maximum time period in two circumstances. The first ...
Read More Can I extend my COBRA continuation coverage?

A group health plan may terminate coverage earlier than the end of the maximum period for any of the following reasons: Premiums are not paid in full on a timely ...
Read More Can COBRA continuation coverage be terminated early for any reason?

How long does COBRA coverage last?

Posted on Apr 14, 2015 in

COBRA requires that continuation coverage extend from the date of the qualifying event for a limited period of 18 or 36 months. The length of time depends on the type ...
Read More How long does COBRA coverage last?

If you elect continuation coverage, the coverage you are given must be identical to the coverage currently available under the plan to similarly situated employees/retirees and their families (generally, this ...
Read More Under COBRA, what benefits must be covered?

If you waive COBRA coverage during the election period, you will only be permitted to revoke your waiver of coverage and to elect continuation coverage as long as you do ...
Read More If I waive COBRA coverage during the election period, can I still get coverage at a later date?

If you are entitled to elect COBRA coverage, you must be given an election period of at least 60 days to choose whether or not to elect continuation coverage.

Qualifying events eligible for COBRA continuation of coverage include: Death of a covered employee (if dependents not eligible for survivor benefits) Termination of employment for reasons other than gross misconduct ...
Read More What are some examples of qualifying events?